• Application Deadline:
• Position: Credit Portfolio Manager



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 3 years



• Location Lagos




• Job Field Finance / Accounting / Audit 
  
  

Principal duties and responsibilities are outlined below: 

• Manages all the company’s credit risk generated through its business activities. 


• Actively supports the partners in fund raise and deal sourcing. 


• Aggregates the Portfoliand all credit risk on obligor based on consistent criteria. 


• Defines a risk-based economic valuation framework that permits the company tassess and report its credit business. 


• Standardises risk measures and ensures formal model-validation processes are implemented consistently. 


• Reconciles all credit portfolimanagement data tthe company’s books and records including how internal data on credit losses should be collected and stored. 


• Understands the difference between the origination value and the economic value (market price) of a credit asset, how these must be measured and must be considered in evaluating the profitability of customer relationships. 


• Marks credit assets tmarket (or model) for the purpose of assessing economic value. 


• Sets limits and manages concentrations/controls with proper governance on how tmanage the portfolio. 


• Entrenches and ensures that a “top down” stress-testing process in place tanalyse the impact of extreme economic events on the credit risk of the overall credit portfolio. 


• Ensures that the company supplements the “top down” approach with a “bottom up” stress-testing process tmeasure the impact of adverse events on obligors, or sets of obligors, with significant exposures in the credit portfolio. 


• Aligns accounting conventions with portfolimanagement practices treveal the true economics of positions and ensures these are applied in the context of defined risk management policies and strategies. 


• Subjects the mark-to-market book used for active portfolimanagement tappropriate market risk limits, and its profit & loss should be maintained and monitored daily. 

Qualifications/Requirements: 

• Minimum of 3 years in fund and/or documentation of credit/loans from origination tclose 


• A good BSC or HND with proficiency with numbers 


• Good interpersonal and relationship management skills 


• Knowledge of the mechanics of managing investments