• Application Deadline: Wed, 30 Apr 2025 00:00:00 GMT
• Position: Team Lead, Community Banking (Lagos)



• Job Type Full Time



• Qualification BA/BSc/HND , MBA/MSc/MA



• Experience 3 years



• Location Lagos




• Job Field Banking 
  
  

DUTIES & RESPONSIBILITIES

• Responsible for driving Community Banking Unit segments performance (Schools and Religious Bodies) to ensure that products targets are met. 


• Research competition product offerings and make appropriate recommendations for 


• improvements to ensure that the CBU segments Asset product offerings maintain their competitive advantage. 


• Identify market opportunities and launch additional Retail Asset Products. 


• Generate ideas for the development of new retail asset products / improvement of existing products


• Work with the BUs for liability generation for the managed segments


• Contribute to strategies for the creation of Retail Asset Loans to grow the bank’s total Retail Business Portfolio 


• Contribute to strategies to increase CBU segments relationships in the Bank and generate Revenue.


• Ensure that assigned retail asset (new & existing) meets and conforms with regulatory requirements. 


• Work closely with M&CC, Retail & Commercial SBU’s and other stakeholders to ensure that the managed CBU segment products are highly visible in the market. 


• Develop & implement strategies for the effective monitoring/tracking of managed CBU Asset Products.


• Develop & implement strategies that will ensure that all Retail LAD is of good quality.


• Intelligence/Information gathering on product(s) being managed.


• Attend and make presentations at various SBUs monthly/quarterly performance review sessions.


• Attend joint marketing calls/Market storms with relevant BUs to provide adequate product and marketing support. 


• Develop promotional materials for assigned products and events to support the marketing of products by the customer facing SBUs.


• Develop and send out regular product tips/flyers on assigned products to improve product knowledge and aid overall product performance.


• Work with RMs/BMs to ensure effective and coordinated sales of assigned CBU segment products bank wide. 


• Ensure that the NPLs (if any) of the assigned CBU asset products are within tolerance level (currently 5% of the total products portfolio).


• Ensure the profitability of assigned CBU product segments.


• Implement strategies to maintain the bank’s leadership position/market share in cheap current account deposits. 


• Hold customer engagement for the CBU segments when required. 


• Carry out periodic (monthly, quarterly & annual) product reviews to tracks assigned products performance across the SBUs in the bank and across the industry 


• Attend User’s Acceptance Test (UAT) sessions and ensure that test results conforms with approved products terms and conditions.


• Ensure that assigned new products are launched within approved time frame 


• Manage assigned CBU asset & liability products life cycle, from inception to launch, to evaluation/refinement and make necessary recommendations 


• Conduct product/Financial planning knowledge training for the bank’s workforce/ customers. 


• Carry out other responsibilities as assigned by the Head of Community Banking Unit.


• Prepare proposals and presentation slides for the BUs to engage CBU customer segments


• Prepare and forwards prospects list as marketing Leads to BUs for their use


• Prepare and review product papers.

JOB REQUIREMENTS

Education

• Minimum Education: First Degree.


• Higher degrees /MBA/professional certifications compulsory

Experience

• Minimum Experience - 3 years of general banking experience.

KEY COMPETENCY REQUIREMENTS

Knowledge

• Knowledge of competitor products and their application 


• Banking structure, policies and procedures. 


• Core Business Processes 


• Data Gathering and Analysis 


• Regulatory Compliance 


• Banking Operations 


• Extensive knowledge of First Bank’s services/products 


• Relationship management 


• Knowledge of Bank’s Loan originating & management application system.

Skill/Competencies

• Credit Assessment and Structuring 


• Marketing/ Sales 


• Business/Product Development 


• Customer Relationship Management 


• Financial Analysis 


• Data Gathering and Analysis

NOTE: Only shortlisted applicants will be contacted.