Loan Collection Officers at Careers Verified

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
11 days ago

Additional Details

Job ID
126321
Job Views
29

Job Description






We are looking for a results-driven Loan Collection Officer to manage and recover overdue payments from borrowers. The role involves communicating with customers, negotiating repayment plans, and ensuring timely follow-up while maintaining professionalism and compliance.



Key Responsibilities




  • Contact customers via phone, email, or in-person visits to follow up on overdue loan payments.

  • Negotiate repayment plans or settlements in line with company policies.

  • Record all collection activity and customer interactions in the system accurately.

  • Monitor and track delinquent accounts, escalating complex cases as needed.

  • Coordinate with legal or recovery agents where necessary for high-risk or non-cooperative cases.

  • Educate borrowers on payment terms, consequences of non-payment, and available options.

  • Ensure adherence to regulatory guidelines and internal compliance standards during all interactions.



Required Qualifications




  • Strong communication, negotiation, and interpersonal skills.

  • Ability to handle difficult conversations tactfully and professionally.

  • Familiarity with loan management systems and collection tools.

  • Basic understanding of finance and lending processes.

  • Ability to work independently and under pressure.



Preferred Qualifications




  • Experience with field collections (if applicable).

  • Knowledge of local languages and cultural context.

  • Candidates close to Ikeja and it's environs will be preferred



What We Offer




  • Competitive salary and incentives

  • Training and development opportunities

  • A supportive and dynamic work environment



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