Job Description
Job Summary
- The Head of Operations is responsible for overseeing the day-to-day operational activities of the bank to ensure efficiency, compliance, service quality, and operational excellence.
- The role focuses on process optimization, risk control, service delivery, and effective management of branch and back-office operations to support business growth and customer satisfaction.
Key Responsibilities
- Oversee all operational functions including account opening, transaction processing, cash management, loan disbursement, and recovery support.
- Ensure smooth and efficient daily operations across branches and service channels.
- Review and optimize operational processes to improve efficiency and reduce turnaround time.
- Ensure strict adherence to Central Bank regulations, internal policies, and operational guidelines.
- Strengthen internal controls to minimize operational risks and errors.
- Supervise branch operations to ensure consistent service quality and customer experience.
- Oversee alternative channels such as POS, mobile banking, and agent banking operations where applicable.
- Lead, mentor, and develop the operations team.
Qualifications & Experience
- Bachelor’s Degree in Business Administration, Banking & Finance, Operations Management, or related field
- 8–10 years’ experience in banking or financial services operations, with at least 3–5 years in a leadership role.
- Experience in microfinance banking or retail banking operations is highly preferred.
- Strong knowledge of banking operations, regulatory requirements, and internal control frameworks.
- Proficiency in core banking systems and Microsoft Office applications.
Skills & Competencies:
- Strong operational and process management skills
- Leadership and team management ability.
- Attention to detail and strong risk awareness.
- Problem-solving and decision-making skills.
- Excellent communication and stakeholder management
- Customer service orientation.