• Application Deadline: Thu, 30 Apr 2026 00:00:00 GMT
• Position: Financial Analyst



• Job Type Full Time



• Qualification BA/BSc/HND , MBA/MSc/MA , Professional Certificate



• Experience 5 - 10 years



• Location Lagos




• City Maryland




• Job Field Finance / Accounting / Audit 
  
  

Industry: Microfinance Banking

Salary: Attractive and Competitive

Job Summary

We are seeking a highly analytical and detail-oriented Financial Analyst to join our team. The ideal candidate will be responsible for evaluating financial data, preparing insightful reports, and supporting strategic decision-making within the organization.

The role also involves assessing credit and financial risks, analyzing investment opportunities, and providing data-driven insights to enhance the Microfinance Bank’s financial performance and ensure regulatory compliance.

 Key Responsibilities

• Analyze and interpret financial statements (Income Statement, Statement of Financial Position, and Cash Flow Statement)


• Identify trends in income, expenses, and overall profitability


• Develop financial models for forecasting, budgeting, and investment analysis


• Conduct variance analysis between budgeted and actual performance


• Monitor key performance indicators (KPIs) and provide actionable insights


• Conduct market research and competitor analysis to guide business strategies


• Collaborate with cross-functional teams to assess financial impact of projects


• Evaluate financial risks and support risk management initiatives


• Analyze investment opportunities and provide recommendations


• Forecast returns, risks, and market trends


• Ensure compliance with financial reporting standards and banking regulations


• Track economic trends, industry developments, and competitor performance


• Support the Head of Treasury in managing and optimizing the investment portfolio


• Provide data-driven insights to support management decisions


• Conduct financial analysis across various business units


• Perform any other duties as assigned

 Key Performance Indicators (KPIs)

• Timeliness and accuracy of financial reports and analyses


• Number of actionable, data-driven recommendations delivered quarterly


• Variance levels between projected and actual financial performance


• Accuracy and reliability of forecasts and financial models

 Job Requirements

• Bachelor’s degree in Finance, Accounting, or a related field (Master’s degree is an added advantage)


• Professional certifications such as ACA, ACCA, CFA, or equivalent


• Proven experience as a Financial Analyst or in a similar role, preferably within a large organization


• Strong proficiency in Microsoft Excel and other Microsoft Office tools


• Sound knowledge of financial modeling and data analysis tools


• Strong understanding of accounting principles and financial reporting standards

 Skills & Competencies

• Strong analytical and problem-solving skills


• High level of integrity and professionalism


• Excellent attention to detail


• Strong communication and interpersonal skills


• Ability to work collaboratively in a team environment


• Familiarity with business intelligence tools (e.g., Power BI, Tableau)


• Experience with ERP systems (e.g., SAP, Oracle NetSuite, Microsoft Dynamics 365)