• Application Deadline:
• Position: Junior Settlement and Reconciliation Officer



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 0 - 2 years



• Location Lagos




• Job Field Finance / Accounting / Audit 
  
  

• They are seeking to hire a Junior Settlement and Reconciliation Officer to support the daily reconciliation of customer transactions, bank accounts, payment partner accounts, and internal ledgers. The role ensures that all transactions are accurately recorded, settled, and reconciled on time. The successful candidate will work closely with Operations, Finance, Compliance, and Banking Partners to identify and resolve discrepancies and support the smooth operation of the organization.

Job Responsibilities

Settlement Operations

• Assist with the daily settlement of customer transactions and monitor payment flows.


• Verify transaction records against banking and payment partner reports.


• Ensure settlement obligations are completed accurately and prepare relevant reports.

Reconciliation

• Perform daily reconciliation of customer, bank, payment partner, and virtual accounts, as well as internal ledgers and foreign exchange transactions.


• Investigate and resolve reconciliation breaks, escalating unresolved issues to management.

Financial Controls

• Maintain accurate transaction records, reconciliation schedules, and supporting documentation.


• Support month-end and year-end processes, as well as internal and external audits.

Reporting

• Prepare daily, weekly, and monthly reconciliation and exception reports.


• Provide updates on outstanding settlement items and discrepancies.

Operations Support

• Collaborate with customer support and compliance teams to resolve payment issues.


• Track failed, delayed, or returned transactions and support process improvement initiatives.

Job Requirements

• Bachelor's degree in Accounting, Finance, Economics, or a related discipline (Minimum Second Class Upper preferred).


• 0–2 years of experience, fresh graduates or those with relevant internship experience in banking or fin-tech.


• NYSC completed or exemption certificate obtained.


• Strong numerical, analytical, and Microsoft Excel skills.


• High attention to detail and ability to work accurately under pressure.


• Excellent organizational and communication skills.


• Basic understanding of payments, foreign exchange, or banking operations.