• Application Deadline:
• Position: Sales Officer (Cross River)



• Job Type Full Time , Onsite



• Qualification BA/BSc/HND , OND , Others



• Experience



• Location Cross River




• Job Field Sales and Business Development 
  
  

The Opportunity

We are seeking dynamic, results-driven Senior Sales Officers to join our growing team across our Cross River. As a Senior Sales Officer at Oxygen, you will play a crucial role in driving our loan disbursement targets while building lasting relationships with our customers and maintaining high-quality portfolio performance.

Key Responsibilities

Loan Acquisition & Disbursement

• Actively source, prospect, and onboard qualified customers in line with Oxygen’s lending criteria


• Conduct detailed customer assessments to determine creditworthiness and loan eligibility


• Process loan applications accurately and efficiently in compliance with company policies


• Achieve assigned monthly and quarterly loan disbursement targets


• Ensure all required documentation is complete and compliant prior to loan disbursement

Customer Relationship Management

• Maintain regular contact with customers after disbursement to monitor loan performance


• Proactively follow up with customers to ensure timely loan repayments


• Identify early warning signs of potential default and take preventive action


• Provide financial guidance and ongoing support to customers throughout the loan lifecycle


• Build and maintain strong, long-term customer relationships to encourage repeat business

Portfolio Quality Management

• Maintain a Portfolio at Risk (PAR) below 5%


• Implement effective collection and recovery strategies for overdue accounts.


• Follow up on delinquent loans and ensure prompt recovery actions.


• Maintain accurate records of customer interactions, repayments, and recovery efforts.


• Provide timely and accurate reports on portfolio performance and recovery activities.

Requirements

Education & Experience

• Minimum of OND, HND, or Bachelor’s degree in any discipline


• 1–3 years experience in sales, lending, microfinance, or customer-facing roles


• Proven ability to meet or exceed sales and disbursement targets


• Experience in loan recovery or collections is an added advantage

Skills & Competencies

• Strong sales and negotiation skills


• Excellent customer service and interpersonal abilities


• Good understanding of credit assessment and risk management


• Strong follow-up and organizational skills


• Proficiency in Microsoft Office Suite


• Excellent communication skills (written and verbal)


• High level of integrity and ethical conduct


• Self-motivated, results-driven, and detail-oriented


• Ability to work under pressure and meet tight deadlines

What We Offer

• Competitive remuneration.


• Performance-based incentives.


• Career growth and development opportunities.


• A dynamic and supportive work environment.


• Opportunity to make a meaningful impact in financial inclusion across Nigeria.