• Application Deadline:
• Position: Consumer Lending Officer



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience



• Location Lagos




• Job Field Sales and Business Development 
  
  

Description

• A Consumer Lending Officer assists clients in obtaining personal loans, evaluates creditworthiness, manages loan applications, and ensures compliance with lending policies.

Key Responsibilities

• Client Consultation: Meet with clients to understand financial needs and recommend suitable loan products for purposes such as home purchases, car financing, debt consolidation, or major personal expenses


• Loan Evaluation: Assess applicants’ financial information, credit history, and repayment capacity to determine eligibility


• Application Processing: Guide clients through the loan application process, ensuring all documentation is complete and accurate


• Loan Approval & Servicing: Prepare and review loan documents, monitor loan payments, and provide ongoing customer service to address borrower questions and ensure timely repayment


• Compliance & Record-Keeping: Maintain accurate records and adhere to organizational, state, and federal lending regulations


• Business Development: Promote lending services within the community, build relationships with clients, and identify opportunities for cross-selling financial products


• Team Collaboration: Junior officers work under senior staff guidance, while senior officers may mentor junior staff, manage loan portfolios, or oversee branch lending operations

Requirements

• HND and BSc Degree


• Gender: Male and Female


• Age: 20-35 Years.