Job Description
Purpose Statement
- We are seeking a professional, customer-focused, and service-oriented Customer Support Officer to deliver exceptional customer service across all customer touchpoints.
- The successful candidate will serve as the first point of contact for customers, ensuring timely resolution of enquiries, complaints, account-related requests, and transaction issues while promoting the Bank's products and maintaining a superior customer experience.
Customer Service & Relationship Management
- Serve as the primary point of contact for walk-in customers, telephone enquiries, emails, and digital channels.
- Deliver excellent customer service by responding promptly and professionally to customer enquiries and complaints.
- Build and maintain strong customer relationships to promote satisfaction, loyalty, and retention.
- Educate customers on the Bank's products, services, and digital banking channels.
Account Opening & Customer Onboarding
- Process account opening requests and ensure all required documentation is complete.
- Conduct Know Your Customer (KYC) and Customer Due Diligence (CDD) checks in line with regulatory requirements.
- Ensure customer information is accurately captured and maintained.
Complaint Resolution
- Investigate and resolve customer complaints within agreed turnaround times.
- Escalate complex issues to the appropriate department where necessary.
- Maintain a complaint register and ensure timely follow-up until resolution.
Operational Support
- Support daily branch operations by processing customer requests efficiently.
- Assist customers with account maintenance requests, card requests, statement generation, and other service requests.
- Ensure proper documentation of all customer interactions and transactions.
Sales & Cross-Selling
- Identify opportunities to cross-sell the Bank's products and services.
- Support customer acquisition initiatives by referring prospects to the Sales Team.
- Promote savings products, loans, digital banking services, and other offerings.
Compliance & Risk Management
- Ensure compliance with CBN, AML/CFT, KYC, and internal operational policies.
- Protect customer information and maintain confidentiality always.
- Identify and promptly report suspicious transactions or fraudulent activities.
- Ensure all customer interactions comply with regulatory and internal service standards.
Reporting
- Prepare daily and weekly customer service reports.
- Maintain accurate records of customer enquiries, complaints, and resolutions.
- Provide feedback on recurring customer issues and recommend service improvements.
Key Performance Indicators (KPIs)
- Customer Satisfaction Score (CSAT)
- Customer Complaint Resolution Turnaround Time (TAT)
- First Contact Resolution (FCR) Rate
- Customer Retention Rate
- Number of Successful Customer Onboarding Requests
- Accuracy of Customer Documentation
- Cross-Sell and Referral Performance
- Compliance with KYC and Regulatory Requirements
- Service Level Agreement (SLA) Adherence
- Audit and Compliance Rating
Requirements
- Bachelor's Degree or HND in Business Administration, Banking & Finance, Marketing, or a related field.
- Minimum of 2years' relevant experience in Customer Service within a Microfinance Bank (MFB).
- Strong understanding of customer service principles and banking operations.
- Experience with KYC documentation, account opening processes, and complaint resolution.
- Working knowledge of CBN regulations, AML/CFT requirements, and customer onboarding standards.
- Excellent communication, interpersonal, and problem-solving skills.
- Proficiency in Microsoft Office Suite and core banking applications.
- Ability to work under pressure while maintaining professionalism and attention to detail.
- Fluency in English and Hausa will be an added advantage.
- Must reside in Kano State, preferably within or around Dawakin Kudu and its environs.