Job Description
- Application Deadline:
- Position: Teller - Dawakin Kudu MFB
- Job Type Full Time
- Qualification BA/BSc/HND
- Experience 2 years
- Location Kano
- Job Field Banking 
Purpose Statement
- We are seeking a detail-oriented and trustworthy Teller to manage daily cash transactions and provide efficient counter services at our Dawakin Kudu branch.
- The successful candidate will be responsible for processing customer deposits, withdrawals, transfers, and other over-the-counter transactions while ensuring accuracy, regulatory compliance, and exceptional customer service. The role requires a high level of integrity, strong attention to detail, and strict adherence to internal controls and cash management procedures.
Cash & Transaction Processing
- Process customer deposits, withdrawals, transfers, loan repayments, and other over-the-counter transactions accurately and efficiently.
- Verify customer identities and transaction documentation before processing.
- Ensure all transactions are posted accurately on the Bank's core banking system.
- Process cash and cheque transactions in accordance with approved operational procedures.
Cash Management
- Maintain an assigned cash till and ensure it balances at the beginning and end of each business day.
- Conduct daily cash counts and reconcile cash balances.
- Escalate cash shortages, excesses, or discrepancies immediately.
- Ensure proper handling, sorting, and safeguarding of cash and other negotiable instruments.
Customer Service
- Provide prompt, courteous, and professional service to customers.
- Respond to customer enquiries relating to transactions and account services.
- Direct customers requiring specialized services from the appropriate department.
- Promote a positive customer experience at every interaction.
Compliance & Risk Management
- Ensure strict compliance with CBN regulations, AML/CFT requirements, KYC policies, and internal operational procedures.
- Detect and promptly report suspicious or unusual transactions.
- Adhere to cash handling limits and operational control procedures.
- Maintain complete and accurate transaction records for audit purposes.
Operational Support
- Assist with daily branch opening and closing procedures.
- Support vault operations in line with approved procedures where required.
- Maintain cleanliness and organization of the teller workstation.
- Participate in periodic cash audits and operational reviews.
Key Performance Indicators (KPIs)
- Transaction Processing Accuracy
- Daily Cash Balancing Accuracy
- Cash Shortage/Overage Rate
- Transaction Turnaround Time (TAT)
- Customer Service Satisfaction
- Compliance with Cash Handling Procedures
- KYC & AML Compliance
- Audit Findings and Exceptions
- 0% Error Rate
- Operational SLA Compliance
Requirements
- Bachelor's Degree or HND in Accounting, Banking & Finance, Business Administration, Economics, or a related field.
- Minimum of 2years' relevant experience as a Teller within a Microfinance Bank (MFB).
- Strong knowledge of cash handling procedures, teller operations, and banking transactions.
- Experience using a core banking application.
- Good understanding of KYC, AML/CFT, and CBN operational guidelines.
- High level of integrity, accuracy, and attention to detail.
- Strong numerical, communication, and customer service skills.
- Ability to work under pressure while maintaining accuracy.
- Fluency in English and Hausa will be an added advantage.
- Must reside in Kano State, preferably within or around Dawakin Kudu and its environs.