Teller - Dawakin Kudu MFB at CredPal

Job Overview

Location
Lagos, Kano
Job Type
Full Time
Date Posted
13 days ago

Additional Details

Job ID
155292
Job Views
30

Job Description

  • Application Deadline:
  • Position: Teller - Dawakin Kudu MFB


  • Job Type Full Time


  • Qualification BA/BSc/HND


  • Experience 2 years


  • Location Kano



  • Job Field Banking 









Purpose Statement




  • We are seeking a detail-oriented and trustworthy Teller to manage daily cash transactions and provide efficient counter services at our Dawakin Kudu branch.

  • The successful candidate will be responsible for processing customer deposits, withdrawals, transfers, and other over-the-counter transactions while ensuring accuracy, regulatory compliance, and exceptional customer service. The role requires a high level of integrity, strong attention to detail, and strict adherence to internal controls and cash management procedures.



Cash & Transaction Processing




  • Process customer deposits, withdrawals, transfers, loan repayments, and other over-the-counter transactions accurately and efficiently.

  • Verify customer identities and transaction documentation before processing.

  • Ensure all transactions are posted accurately on the Bank's core banking system.

  • Process cash and cheque transactions in accordance with approved operational procedures.



Cash Management




  • Maintain an assigned cash till and ensure it balances at the beginning and end of each business day.

  • Conduct daily cash counts and reconcile cash balances.

  • Escalate cash shortages, excesses, or discrepancies immediately.

  • Ensure proper handling, sorting, and safeguarding of cash and other negotiable instruments.



Customer Service




  • Provide prompt, courteous, and professional service to customers.

  • Respond to customer enquiries relating to transactions and account services.

  • Direct customers requiring specialized services from the appropriate department.

  • Promote a positive customer experience at every interaction.



Compliance & Risk Management




  • Ensure strict compliance with CBN regulations, AML/CFT requirements, KYC policies, and internal operational procedures.

  • Detect and promptly report suspicious or unusual transactions.

  • Adhere to cash handling limits and operational control procedures.

  • Maintain complete and accurate transaction records for audit purposes.



Operational Support




  • Assist with daily branch opening and closing procedures.

  • Support vault operations in line with approved procedures where required.

  • Maintain cleanliness and organization of the teller workstation.

  • Participate in periodic cash audits and operational reviews.



Key Performance Indicators (KPIs)




  • Transaction Processing Accuracy

  • Daily Cash Balancing Accuracy

  • Cash Shortage/Overage Rate

  • Transaction Turnaround Time (TAT)

  • Customer Service Satisfaction

  • Compliance with Cash Handling Procedures

  • KYC & AML Compliance

  • Audit Findings and Exceptions

  • 0% Error Rate

  • Operational SLA Compliance



Requirements




  • Bachelor's Degree or HND in Accounting, Banking & Finance, Business Administration, Economics, or a related field.

  • Minimum of 2years' relevant experience as a Teller within a Microfinance Bank (MFB).

  • Strong knowledge of cash handling procedures, teller operations, and banking transactions.

  • Experience using a core banking application.

  • Good understanding of KYC, AML/CFT, and CBN operational guidelines.

  • High level of integrity, accuracy, and attention to detail.

  • Strong numerical, communication, and customer service skills.

  • Ability to work under pressure while maintaining accuracy.

  • Fluency in English and Hausa will be an added advantage.

  • Must reside in Kano State, preferably within or around Dawakin Kudu and its environs.



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