• Application Deadline:
• Position: Business Development Officer (Credit Sales)



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 1 - 3 years



• Location Lagos




• Job Field Sales and Business Development 
  
  

Job Summary

• We are seeking a results-driven and self-motivated Business Development Officer (Credit Sales) to drive loan portfolio growth by identifying and acquiring qualified borrowers, promoting the company’s credit products, maintaining strong client relationships, and ensuring high-quality loan performance.

Key Responsibilities

• Identify and acquire new customers for the company’s credit/loan products.


• Promote and market loan products to individuals, SMEs, and corporate clients.


• Achieve monthly sales and disbursement targets.


• Conduct customer profiling and preliminary credit assessments.


• Build and maintain strong relationships with new and existing clients.


• Follow up on loan applications and coordinate with the credit team to ensure timely processing and disbursement.


• Monitor customer loan performance and support collections to minimize delinquency.


• Cross-sell other financial products and services offered by the company.


• Prepare daily, weekly, and monthly sales and activity reports.


• Ensure compliance with company policies, regulatory requirements, and credit procedures.

Qualifications

• Bachelor’s degree or HND in Business Administration, Marketing, Economics, Finance, or a related field.


• Minimum of 1–3 years’ experience in credit sales/operation in a financial service, organisations (e.g., MFBs, Finance Companies)

Skills & Competencies:

• Excellent communication and interpersonal skills.


• Good understanding of lending principles and credit processes.


• Strong analytical and problem-solving abilities.


• Good knowledge of Microsoft Office Suite.


• High level of integrity, professionalism, and customer service orientation.