• Application Deadline:
• Position: Area Manager



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience



• Location Lagos




• Job Field Sales and Business Development 
  
  

Key Responsibilities

• Drive the introduction and promotion of Bosak MFB, Bosak Trade Loan (BTL) and other products to prospective customers.


• Supervise and manage all Business Managers and Loan Officers within the Area Office.


• Monitor business performance, provide operational support and drive achievement of business and loan portfolio targets.


• Build and maintain strong relationships with market associations, business groups and customers.


• Conduct and supervise customer and guarantor verification, including cross-guarantee arrangements within groups.


• Ensure prompt and accurate remittance of cash collections into the appropriate bank accounts.


• Apply the 5 Cs of Lending: Character, Capacity, Capital, Collateral and Conditions in loan assessment and monitoring.


• Ensure proper payment and documentation of equity contributions and upfront fees.


• Monitor weekly loan repayment collections, passbook/register updates and issuance of tellers.


• Ensure proper documentation, record keeping, monitoring and supervision of Area Office activities.


• Assess and interpret customers’ accounts and transaction history on the system.


• Ensure effective group management, loan monitoring and repayment performance.


• Identify portfolio risks, follow up on delinquent accounts and support effective recovery efforts.

What We’re Looking For

• Mandatory: Previous experience in a Microfinance Bank (MFB).


• Strong knowledge of microfinance lending and group lending operations.


• Proven ability to supervise and manage Loan Officers/Business Managers.


• Good understanding of loan appraisal, collections, portfolio monitoring, and recovery.


• Strong communication, leadership, and relationship-management skills.


• Target-driven with the ability to manage a high-performing field team.


• Candidates with strong knowledge of the Ikorodu market will be an added advantage.