• Application Deadline:
• Position: SME Loan Officer



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 2 - 5 years



• Location Lagos




• Job Field
  
  

Job Summary

• The SME Loan Officer will drive SME lending activities, with a focus on vehicle-based financing, from customer acquisition and credit assessment to loan disbursement and repayment monitoring.

Responsibilities

• Identify and engage SMEs/Individuals seeking vehicle-based financing and assess their funding needs.


• Evaluate loan applications, financial information, cash flows, and repayment capacity to support credit decisions.


• Manage the loan process from application and documentation through approval, disbursement, and repayment monitoring.


• Build and maintain strong relationships with SME customers while ensuring timely loan repayments and portfolio quality.

Requirements

• Bachelor’s Degree or HND in Finance, Accounting, Economics, Business Administration, or a related field.


• 2–5 years experience in SME lending, commercial lending, or credit, with hands-on experience in vehicle-based lending.


• Strong understanding of credit assessment, loan structuring, collateral evaluation, and repayment monitoring.


• Proven ability to acquire and manage SME customers while meeting lending and portfolio targets.