Credit Officer, Owerri at Entourage Integrated Trust Limited

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
1 hour ago

Additional Details

Job ID
161178
Job Views
24

Job Description






ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in OWERRI, IMO STATE.



OWERRI




  • WORLD BANK MARKET

  • SITE AND SERVICES

  • WORLD BANK HOUSING ESTATE.

  • LAST ROUNDABOUT WORLD BANK.

  • CONTROL FLYOVER.

  • PORT HARCOURT ROAD

  • DOUGLAS

  • WAREHOUSE

  • WHETHRAL ROAD

  • BANK LAYOUT



 



Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.



Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.



RESPONSIBILITIES




  • Review loan requests

  • Assess clients’ financial status

  • Evaluate creditworthiness and risks

  • Contact clients to gather financial data and documentation

  • Analyze risks and approve or reject loan requests

  • Set up payment plans

  • Maintain updated records of loan applications

  • Follow up with clients about loan renewals

  • Monitor progress of existing loans

  • Daily & weekly repayment collection



REQUIREMENTS AND SKILLS




  • Proven work experience as a credit officer, loan officer, or similar role

  • Hands-on experience with lending procedures and products

  • Ability to create and process financial spreadsheets

  • Strong analytical skills

  • Excellent communication and interpersonal skills

  • Customer service experience

  • NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field



BENEFITS:




  • Starting Salary: 112,000

  • Monthly incentive

  • Pension

  • Bi-annual Profit Sharing 

  • HMO

  • Flexible working hours: 11am – 6pm

  • Yearly appraisal 

  • Salary review based on performance



 



METHOD OF APPLICATION 



Interested and qualified candidates should forward their CV to career@entourageloans.com/career.entourageint@gmail.com using the position and location as the subject of the email. E.g., CREDIT OFFICER/WORLD BANK MARKET



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