Deposit Mobilization Officer at Digitvant Microfinance Bank

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
6 days ago

Additional Details

Job ID
133069
Job Views
24

Job Description

  • Application Deadline:
  • Position: Deposit Mobilization Officer


  • Job Type Full Time


  • Qualification OND


  • Experience 2 years


  • Location Lagos



  • Job Field Banking 









Job Summary




  • The Deposit Mobilization Officer is responsible for driving the acquisition of deposit funds from both new and existing clients, including individuals, SMEs, cooperatives, and corporate entities.

  • This role is focused on developing and maintaining long-term relationships that support the organization's funding goals, particularly in a digital or microfinance environment.



Key Responsibilities




  • Develop and implement strategies to attract fixed deposits, savings, and other liability products from retail and institutional clients.

  • Identify, engage, and convert potential depositors through field visits, networking, referrals, partnerships, and digital campaigns.

  • Build strong relationships with high-net-worth individuals (HNIs), businesses, cooperatives, religious and professional bodies, etc.

  • Cross-sell deposit products and ensure consistent customer engagement to retain funds.

  • Maintain updated knowledge of industry deposit rates and competitor offerings to position the organization competitively.

  • Ensure all deposit mobilization activities comply with internal policies and regulatory requirements.

  • Track deposit performance and prepare periodic reports on targets, leads, conversions, and renewals.

  • Coordinate with internal teams (e.g., operations, compliance, and marketing) to ensure seamless onboarding and satisfaction of deposit clients.



Requirements




  • Minimum of an OND in Accounting, Business Administration, Economics, Marketing and any other related field.

  • At least 2 years experience in Deposit Mobilization, Marketing or Sales especially in the Finance industry.

  • Excellent communication and persuasion skill

  • Strong networking ability.

  • Strong negotiation skill

  • Self-motivated and target driven.



Key Competencies:




  • Goal-oriented and highly motivated

  • Strong interpersonal and persuasion skills

  • Market knowledge and customer insight

  • Digital literacy and CRM tool proficiency

  • Integrity and customer trust management

  • Strategic thinking and problem-solving.



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