• Application Deadline:
• Position: Enterprise Risk Management Officer



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 3 years



• Location Lagos




• Job Field Finance / Accounting / Audit 
  
  

Job Summary

• The Enterprise Risk Management Officer will be responsible for identifying, assessing, monitoring, and mitigating risks across various Units of the Bank.

Key Responsibilities

• Assess the Bank’s core risk areas and recommend appropriate mitigation measures.


• Manage and monitor risk exposures across various units, ensuring compliance with internal policies and regulatory expectations.


• Create, analyze, and disseminate risk reports and dashboards for internal control and senior management review.


• Follow up on compliance issues and audit observations, ensuring timely closure and control remediation.


• Review and escalate findings from customer complaints received via the Bank’s toll-free telephone line, and support investigations in collaboration with the Unit Head.


• Conduct daily transaction checks and exception reports, especially those related to field operations and loan disbursement.


• Perform transaction call-over, quality control checks, and loan officer activity reviews.


• Support the documentation and continuous improvement of the Bank’s Enterprise Risk Management (ERM) framework.


• Participate in periodic risk assessments, stress testing, and internal audits.


• Carry out other ad hoc risk-related assignments as directed by the Unit Head.

Qualifications & Requirements

• Bachelor’s degree in Finance, Risk Management, Accounting, Economics, or related field.


• 3 years of relevant experience in risk, compliance, or internal control, preferably within a microfinance or retail banking institution.


• Familiarity with risk frameworks such as Risk Management Graduation Model(RMGM), and a strong understanding of CBN/NDIC regulatory requirements.


• Proficiency in risk reporting, issue tracking, and operational control monitoring.


• Excellent communication and report-writing skills.


• Strong ethical judgment and attention to detail.


• Professional certificationis an added advantage.