• Application Deadline:
• Position: Credit Analyst



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 5 years



• Location Lagos




• Job Field Finance / Accounting / Audit 
  
  

Job Summary

• The Credit Analyst will be responsible for evaluating credit data, assessing the creditworthiness of potential and existing clients, and making recommendations to support sound lending decisions.


• The ideal candidate will have strong analytical skills, a keen eye for detail, and experience in credit risk assessment.

Key Responsibilities

• Conduct thorough analysis of financial statements, credit reports, and other relevant data to assess risk.


• Review loan applications to determine eligibility and repayment potential.


• Recommend loan terms based on risk assessment.


• Monitor existing credit accounts to identify early warning signs of potential default.


• Prepare detailed credit reports and present findings to Management.


• Ensure compliance with company policies, regulatory requirements, and industry best practices.


• Collaborate with the recovery team to manage delinquent accounts.

Requirements

• Bachelor’s Degree in Accounting, Banking and Finance, Economics, or a related field.


• Minimum of 5 years' experience in credit analysis, preferably in a fintech, banking, or microfinance setting.


• Strong knowledge of credit risk principles, lending regulations, and financial analysis.


• Excellent analytical, problem-solving, and decision-making skills.


• Proficiency in Microsoft Excel and financial modeling tools.


• Strong attention to detail and accuracy.


• Good communication and report-writing skills.