Sales Executive (Loan / Investment) at Rosabon Financial Services

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
6 hours ago

Additional Details

Job ID
150397
Job Views
24

Job Description






Job Summary




  • The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).

  • He/ She will also be responsible for reviewing loan applications, evaluating the potential risks of granting loans to applicants

  • The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as a liaison between customers and our financial institution and will help qualified applicants acquire loans on time.



Duties & Responsibilities




  • Evaluate credit worthiness by processing loan applications and documentation within specified limits

  • Interview applicants to determine financial eligibility and the feasibility of granting loans

  • Determine all applicable ratios and metrics, and set up debt payment plans

  • Communicate with clients either to request or to provide information

  • Complete loan contracts and counsel clients on policies and restrictions

  • Review loan agreements to ensure that they are complete and accurate according to policy

  • Update account records, compute payment schedules, and transactions on the ERP

  • Confer with underwriters to aid in resolving loan application problems.

  • Update job knowledge on types of loans and other financial services

  • Assess customer needs, explore all options, and introduce different types of loans

  • Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas

  • Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process.



Qualifications / Requirements




  • BSc Degree in Finance, Economics, or a related field

  • Proven working experience as a Loan Officer

  • Solid understanding of direct/indirect lending products and practices

  • Customer satisfaction orientation and sales competencies

  • Ability to work in a goal-oriented environment and meet set targets

  • Solid understanding of local, state, and federal loan regulations.

  • Knowledge of various financial products across the industry and sector

  • Customer service-oriented with exceptional.



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