Job Description
Responsibilities
- Analyze Community portfolio and repayment trends and laying down daily, weekly, monthly strategies to drive better collection rates from delinquent customers.
- Instantly resolving payment issues on the field or escalating to the relevant stakeholders.
- Track repayments and provide a weekly update to Line manager on field interventions, performances and results achieved, along with customer insights.
- Pilot and operationalize collection processes necessary for ensuring better repayments and customer satisfaction.
- Working with Territory Managers and LCPs to reclaim products from delinquent customers on cases where direct intervention is required.
- Daily follow ups with Territory Managers and LCPs on customer repayment.
- Report any cases of product interference, observed in the field through the process and mechanism established by the Risk team.
- Train Agents (LCP/Ds) on dealing with difficult customer and reclamations issues.
- Identify Coralpay and Interswitch agents for easy repayment in assigned Communities.
Key Result Areas
- Intervene in the field wherever the collection scores are at a lower level.
- Update territorial / regional leaders on collection exposures, weekly through follow-up repayment.
Educational Qualifications & Functional / Technical Skills
- Bachelor's Degree / Higher Diploma in Finance, Community Development, Communication, Credit Risk Management or related fields.
- At least 2 years of work experience in a similar position with field experience and working with rural customers.
- Passionate about working in the field to drive collections, resolve issues and enhance customers’ experience.
- Strong experience in Microfinance/Banking sector on Credit Collections is an added advantage.
- Customer service or process management experience
- Understanding of the principles of CRM and Customer Management.
- Understanding of the principles of Business Intelligence and Reporting
- Good interpersonal and relationship building skills.