Customer Loyalty / Recovery Officer at Lumos

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
7 days ago

Additional Details

Job ID
151327
Job Views
26

Job Description






Responsibilities




  • Analyze Community portfolio and repayment trends and laying down daily, weekly, monthly strategies to drive better collection rates from delinquent customers.

  • Instantly resolving payment issues on the field or escalating to the relevant stakeholders.

  • Track repayments and provide a weekly update to Line manager on field interventions, performances and results achieved, along with customer insights.

  • Pilot and operationalize collection processes necessary for ensuring better repayments and customer satisfaction.

  • Working with Territory Managers and LCPs to reclaim products from delinquent customers on cases where direct intervention is required.

  • Daily follow ups with Territory Managers and LCPs on customer repayment.

  • Report any cases of product interference, observed in the field through the process and mechanism established by the Risk team.

  • Train Agents (LCP/Ds) on dealing with difficult customer and reclamations issues.

  • Identify Coralpay and Interswitch agents for easy repayment in assigned Communities.



Key Result Areas




  • Intervene in the field wherever the collection scores are at a lower level.

  • Update territorial / regional leaders on collection exposures, weekly through follow-up repayment.



Educational Qualifications & Functional / Technical Skills




  • Bachelor's Degree / Higher Diploma in Finance, Community Development, Communication, Credit Risk Management or related fields.

  • At least 2 years of work experience in a similar position with field experience and working with rural customers.

  • Passionate about working in the field to drive collections, resolve issues and enhance customers’ experience.

  • Strong experience in Microfinance/Banking sector on Credit Collections is an added advantage.

  • Customer service or process management experience

  • Understanding of the principles of CRM and Customer Management.

  • Understanding of the principles of Business Intelligence and Reporting

  • Good interpersonal and relationship building skills.



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