• Application Deadline: Fri, 15 Jul 2022 00:00:00 GMT
• Position: Loan Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience


• Location Lagos


• Job Field Sales / Marketing / Retail / Business Development 
  

Locations: Mushin, Yaba and Broadstreet - Lagos

Roles & Responsibilities

Pre-loan Disbursement:

• Promote / market Baobab’s products to prospective clients.


• Visit and evaluate potential client businesses.


• Visit client’s personal house.


• Visit Co-debtor, guarantor’s house and businesses.


• Analyze financial data of clients’ businesses.


• Analysis of quantitative and qualitative data of client businesses and households


• Prepare loan documents for Credit Committee.


• Present loan files to Credit Committee.


• Enter loan files in the MIS.

Post-loan Disbursement:

• Conduct monitoring visits to businesses and households.


• Follow-up on loan repayment.


• Manage loan recovery from active and write-off clients until the last.


• Assess the impact of a loan before renewal.

Profile and Requirements

• Education: HND / B.Sc qualification.


• Basic Knowledge in Accounting, Finance and Mathematics.


• Previous work experience or training in sales (preferred).


• Applicants must be between the age of 20 - 35 years.

Required Skills:

• Preferably applicants must reside within the location he/she is applying for.


• Fluent in English (written/spoken).


• Detail-oriented.


• Target oriented.


• Articulate and well-spoken.


• High level of integrity.


• Dynamic and motivated individuals who like to work outdoors.


• Applicant must reside within the Location he/ she is applying for