Job Description
Purpose of Role
- This role is to support the business development department.
- The company requires a graduate with strong credit and marketing skills.
- He/She will be supporting the Chief Operating Officer (COO) in the origination activities and management of client relationships in order to meet the company’s overall objectives.
- This is an excellent opportunity for a highly analytical self-starter with strong presentation and communication skills to join a high-profile organization during a period of positive change, reporting directly to the COO.
Primary Responsibilities of Role
- Supporting the COO to drive origination of business by marketing new relationships, conducting research/initial assessments on prospects and preparing high quality presentations for internal discussions.
- Supporting the COO to meet all on-boarding KYC and on-going KYB requirements in a timely manner and in line with the Company’s policies and procedures.
- Preparation and timely delivery of credit applications with detailed financial analysis using correct data points for new and existing relationships.
- Working to a high degree of accuracy to avoid operational errors/losses and customer complaints
- Supporting the COO with day-to-day management of client relationships and facilities, including but not limited to covenant monitoring, transactions monitoring, implementation of facility and compliance terms and conditions and other related tasks as directed by the COO
- Producing high quality presentations and reports to support the Company’s strategy.
- Efficiently handling all Customers’ queries, ensuring that client product needs and services are met.
- Supporting the COO on other tasks as required towards achievement of the Company’s Budget and ensuring zero NPLs
Individual Conduct Rules:
- Rule 1: He/She must act with integrity.
- Rule 2: He /She must act with due skill, care and diligence.
- Rule 3: He /She must be open and cooperative with the other Staff and management of the company.
- Rule 4: He/She must pay due regard to the interests of customers and treat them fairly.
- Rule 5: He/She must observe proper standards of market conduct
Competence Requirements
Professional / Academic Qualifications:
- Strong Bachelor's Degree or equivalent qualification in Finance, Economics, Banking or Mathematics.
Experience/Knowledge:
- Minimum of 3 years’ relevant banking experience (Credit Risk, Financial Analysis or Middle Office)
- Good understanding / knowledge of Structured Trade Finance and/or Trade Finance and/or Corporate Lending products
- Good level of business acumen and commercial awareness, including awareness of economic, cultural and regulatory issues within the banking environment
- Strong credit assessment skills, particularly with regards to more complex and structured facilities with an international dimension
- Good level of understanding of regulatory matters with respect to Customer Due Diligence (CDD)/Know Your Customer(KYC)
- Previous experience working in the African market is highly advantageous
- Financial modelling skills is essential.
Interpersonal Skills:
- Ability to interact with customers across all levels
- Excellent interpersonal skills and ability to interact and build relationships with internal and external stakeholders
- Excellent range of communication skills, including written, verbal, and the ability to deliver compelling presentations
- Strong analytical skills.