• Application Deadline:
• Position: Head of Credit Risk Management



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 5 years



• Location Lagos




• Job Field Finance / Accounting / Audit 
  
  

About the role

• The Head of Credit Risk Management is responsible for ensuring the implementation of top-tier credit underwriting policies aimed at minimizing credit risk and non-performing loans.


• Candidates must demonstrate expertise in credit underwriting processes, possessing a profound understanding of their underlying principles and objectives. Additionally, they should exhibit creativity, critical thinking skills, and the ability to innovate and streamline the underwriting process effectively.


• Our approach prioritizes improvement based on merit rather than conformity to conventional practices. It is imperative for candidates to possess a thorough comprehension of credit assessment, supported by factual evidence and data-driven insights.


• Furthermore, fostering a collaborative relationship with credit business leaders is crucial. Rather than adopting an adversarial stance, the Head of Credit Risk Management should strive for a supportive partnership to facilitate the growth of a robust and high-performing loan portfolio, while maintaining operational speed and agility.

Key Responsibilities

• Innovate and optimize the underwriting process, leveraging creativity and critical thinking to drive improvements.


• Foster a culture of continuous improvement, constantly seeking opportunities to enhance efficiency and effectiveness.


• Analyze existing credit data to extract insights and inform strategic decision-making


• Stay abreast of industry trends and regulatory developments, ensuring compliance with relevant standards and regulations.


• Develop and maintain risk management frameworks to mitigate potential credit risks and enhance overall risk management practices.


• Provide leadership and guidance to the credit risk management team, fostering professional development and excellence in performance.


• Perform all other credit risk related functions as may be assigned by a supervisor

Requirements

• A minimum of a B.Sc/H.ND in any business related discipline


• A minimum of 5 years experience in lending in a credit risk related role


• Demonstrable knowledge of credit risk analysis and credit monitoring


• A good knowledge of financial analysis is an added advantage

Skills

• Credit risk management


• Data analysis


• People Management


• Performance Management


• Training and People Development