Job Description
Job Summary
Responsible for managing and expanding the portfolio of high-net-worth clients, driving loan sales, enhancing client relationships, and delivering tailored financial solutions to meet the unique needs of HNI clients.
Job Details
Client Relationship Management:
- Build and maintain strong relationships with high-net-worth clients to drive loyalty and repeat business.
- Conduct regular meetings with HNI clients to understand their financial needs and provide tailored loan solutions.
- Address and resolve client issues and concerns promptly to ensure high levels of satisfaction.
- Prepare and present regular reports on HNI sales performance, market trends, and business activities.
- Analyse data to identify areas for improvement and implement corrective actions as needed.
- Provide insights and recommendations to the Head, Personal Loans, based on analysis.
Sales and Business Development:
- Develop and implement strategies to achieve personal loan sales targets for HNI clients.
- Identify and pursue new business opportunities within the HNI segment.
- Collaborate with the sales and marketing teams to create targeted campaigns and initiatives.
- Conduct market research and analysis to stay informed about industry trends and competitive landscape.
- Develop strategies to enhance market presence and competitive positioning of personal loan products for HNI clients.
- Identify and capitalize on new market opportunities.
Portfolio Management Assistance :
- Oversee the HNI loan portfolio, ensuring quality and profitability.
- Monitor and manage the performance of the HNI loan portfolio, including risk assessment and mitigation.
- Ensure compliance with internal policies and regulatory requirements.
Team Management:
- Lead and manage the HNI sales team, providing guidance and support to achieve business objectives.
- Conduct regular performance evaluations and provide constructive feedback to team members.
- Foster a culture of excellence, collaboration, and continuous improvement within the team.
Requirements
- Bachelor’s degree in Business Administration, Marketing, Finance, or a related field.
- Relevant professional certifications or Master’s degree is an added advantage.
- Minimum of 5-7 years in sales management, preferably in personal loans or financial services, with a focus on high-net-worth clients.
- Proven track record of achieving sales targets and managing client relationships.
- High proficiency in sales techniques and customer relationship management.
COMPETENCIES REQUIREMENTS:
Technical:
- Sales Management
- Loan management
- Business Development
- Customer Relationship Management
- Customer Service
- Data Analysis
- Operational Tools Efficiency
- Financial Analysis
- Market Research and Consumer Behaviour
- Quality Assurance
Behavioural:
- Entrepreneurial Mindset
- Excellence
- Execution
- Energy
- Empathy
- Evolution
- Emotional Intelligence
- Business Acumen
- Decision-Making
- Result Oriented
- Strategic Thinking
- Communication written & verbal
- Stakeholder Management
- Developing Others
- Analytical Thinking
- Leading Change
- Managing Risk
- Service Orientation
What to Expect in the Hiring Process:
- A preliminary phone call with the recruiter
- Technical interview
- Assessment
- Interview with Senior members of the team
- Cultural and Behavioural Fit Interview with a member of the Executive team.