Sales Team Lead, HNI at Credit Direct Limited

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
1 year ago

Additional Details

Job ID
106512
Job Views
104

Job Description






Job Summary



Responsible for managing and expanding the portfolio of high-net-worth clients, driving loan sales, enhancing client relationships, and delivering tailored financial solutions to meet the unique needs of HNI clients.



Job Details



Client Relationship Management:




  • Build and maintain strong relationships with high-net-worth clients to drive loyalty and repeat business.

  •  Conduct regular meetings with HNI clients to understand their financial needs and provide tailored loan solutions.

  • Address and resolve client issues and concerns promptly to ensure high levels of satisfaction.

  • Prepare and present regular reports on HNI sales performance, market trends, and business activities.

  • Analyse data to identify areas for improvement and implement corrective actions as needed.

  • Provide insights and recommendations to the Head, Personal Loans, based on analysis.



Sales and Business Development:




  • Develop and implement strategies to achieve personal loan sales targets for HNI clients.

  • Identify and pursue new business opportunities within the HNI segment.

  • Collaborate with the sales and marketing teams to create targeted campaigns and initiatives.

  • Conduct market research and analysis to stay informed about industry trends and competitive landscape.

  • Develop strategies to enhance market presence and competitive positioning of personal loan products for HNI clients.

  • Identify and capitalize on new market opportunities.



Portfolio Management Assistance :




  • Oversee the HNI loan portfolio, ensuring quality and profitability.

  • Monitor and manage the performance of the HNI loan portfolio, including risk assessment and mitigation.

  • Ensure compliance with internal policies and regulatory requirements.



Team Management:




  • Lead and manage the HNI sales team, providing guidance and support to achieve business objectives.

  • Conduct regular performance evaluations and provide constructive feedback to team members.

  • Foster a culture of excellence, collaboration, and continuous improvement within the team.



Requirements




  • Bachelor’s degree in Business Administration, Marketing, Finance, or a related field.

  • Relevant professional certifications or Master’s degree is an added advantage.

  • Minimum of 5-7 years in sales management, preferably in personal loans or financial services, with a focus on high-net-worth clients.

  • Proven track record of achieving sales targets and managing client relationships.

  • High proficiency in sales techniques and customer relationship management.



COMPETENCIES REQUIREMENTS:



Technical:




  • Sales Management

  • Loan management 

  • Business Development

  • Customer Relationship Management 

  • Customer Service 

  • Data Analysis

  • Operational Tools Efficiency

  • Financial Analysis 

  • Market Research and Consumer Behaviour

  • Quality Assurance



Behavioural:




  • Entrepreneurial Mindset

  • Excellence

  • Execution

  • Energy

  • Empathy

  • Evolution

  • Emotional Intelligence

  • Business Acumen

  • Decision-Making

  • Result Oriented

  • Strategic Thinking

  • Communication written & verbal

  • Stakeholder Management

  • Developing Others

  • Analytical Thinking

  • Leading Change

  • Managing Risk

  • Service Orientation



What to Expect in the Hiring Process:




  • A preliminary phone call with the recruiter

  • Technical interview 

  • Assessment

  • Interview with Senior members of the team

  • Cultural and Behavioural Fit Interview with a member of the Executive team.



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