• Application Deadline:
• Position: Credit Officer



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience



• Location Lagos




• Job Field Finance / Accounting / Audit 
  
  

Job Description

• We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.


• Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.


• Ultimately, you will help our clients acquire loans in a timely manner and ensuring that the loan is being repaid as at when duewhile ensuring we comply with the law

Responsibilities

• Review loan requests


• Assess clients’ financial status


• Evaluate creditworthiness and risks


• Contact clients to gather financial data and documentation


• Analyze risks and approve or reject loan requests


• Calculate financial ratios (e.g. credit scores and interest rates)


• Set up payment plans


• Maintain updated records of loan applications


• Follow up with clients about loan renewals


• Monitor progress of existing loans


• keep daily records (Daily Collection Sheet, Ledger etc)


• recover default if any from the customer


• prepare timely report


• any other function as assigned by the Branch Manager

Skills:

• Integrity and diligence


• Product knowledge


• Communication skills


• Excellent customer service


• Relationship management


• Target-driven


• Team-player


• Computer literacy.