• Application Deadline: Mon, 23 Dec 2024 00:00:00 GMT
• Position: Business Manager - Commercial Banking (Umuahia)



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 9 years



• Location Abia




• Job Field Banking  , Sales / Marketing / Retail / Business Development 
  
  

Duties & Responsibilities

• Provide strategic leadership and direction in the execution of the team’s functions and activities.


• Optimally manage and deepen relationships with new and existing customers in target market.


• Coordinate the overall marketing activities of the Relationship Managers (RMs) within the team; and ensure a significant increase in market share of new and existing customers.


• Deliberate growth of the team’s trade transaction volumes: Form M / Letters of Credit / Bills for Collection etc.


• Develop budgets and goals for the team and ensure budgets are met and manage resources for profitability.


• Identify new business opportunities and formulate strategies for retaining and winning new accounts.


• Structuring of deals and relating with co-lenders in syndication arrangements.


• Periodically review and evaluate the performance of the team and ensure corrective actions to achieve Group’s strategy and annual plans


• Responsible for driving of trade-related transactions for the bank (Fx business)


• Provide support in the structuring of credits in line with business potentials.

Education

• Minimum Education: First Degree or its equivalent in any discipline preferably business-related.


• Higher Degrees and relevant Professional Certificate will be an added advantage.

Experience

• Minimum experience – 9 years relevant banking (marketing and credit) experience.


• Prior experience in Commercial Banking.

Knowledge

• Good Knowledge of the business environment


• Credit/Risk Management


• Banking structure, policies, and procedures


• Customer Service


• Strategic Business Planning

Skill/Competencies

• Negotiation skills


• Strong networking and relationship


• Management skills


• Reasoning and analytical skills


• Deal structuring skills


• Strong credit and marketing skills


• Excellent people management skills


• IT and Computer appreciation


• Communications skills (written and oral)


• Portfolio Management


• Credit Assessment and Structuring


• Marketing/ Sales


• Business/ Product Development


• Customer Relationship Management


• Budget Planning & Control


• Financial Analysis Business


• Operational Strategy