• Application Deadline: Fri, 31 Jan 2025 00:00:00 GMT
• Position: SME Loan Officer



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 3 - 7 years



• Location Lagos




• Job Field Sales / Marketing / Retail / Business Development 
  
  

Job Description

• Actively source and develop new SME loan business relationships.


• Conduct market research and identify potential SME clients within the assigned territory.


• Build and maintain strong relationships with existing and potential SME clients.


• Analyse loan applications, assess creditworthiness of SME borrowers, and prepare loan recommendations.


• Conduct thorough financial and business viability assessments of SME businesses.


• Prepare comprehensive loan documentation, including credit memos and loan agreements.


• Monitor loan performance and ensure timely loan repayments.


• Conduct regular site visits to monitor the progress of SME businesses.


• Identify and mitigate potential loan risks.


• Manage loan portfolios effectively to minimise delinquency and maximise returns.


• Ensure compliance with all relevant loan policies and procedures.

Job Requirement

• Bachelor's degree in Banking & Finance, Accounting, Business Administration, or a related field.


• Minimum 3 years of proven experience as an SME Loan Officer in the microfinance industry.


• Strong understanding of credit risk assessment principles and methodologies.


• Excellent analytical and problem-solving skills.


• Strong interpersonal and communication skills (both written and verbal).


• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint)