• Application Deadline:
• Position: Credit Officer



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience



• Location Lagos




• Job Field Finance / Accounting / Audit 
  
  

Job Competency Requirements

• Evaluate loan applications and assess creditworthiness of clients.


• Review financial statements and other documentation to determine risk levels.


• Prepare credit reports and recommendations for loan approval or denial.


• Monitor existing credit facilities and track payments to ensure timely repayment.


• Collaborate with other departments to maintain accurate credit records.


• Advise clients on appropriate credit products and solutions.


• Ensure compliance with credit policies, procedures, and regulations.

Required Qualifications and Skills

• Bachelor’s Degree in Banking, Finance, Economics, or related field.


• No minimum years of experience required. Fresh graduates are welcome to apply.


• Knowledge of credit risk management principles and techniques.


• Strong analytical skills and attention to detail.


• Proficiency in financial analysis and credit scoring models.


• Good communication and negotiation skills.


• Ability to work independently and in a team environment.