Priority Sales and Service Officer at Standard Chartered Bank

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
1 year ago

Additional Details

Job ID
115415
Job Views
56

Job Description






Job Summary




  • Promote the appropriate Client Value Proposition & benefits to clients:

  • Identify and refer upgrade opportunities to Relationship Manager's for new business across all client needs; retain at-risk Asset Under Management clients

  • Provide regular updates to customers on Client Value Proposition specifically on campaigns and events, support campaigns & product bundling

  • Ensure proper communication to clients via phone calls: 

  • Co-ordinate and reply to all customer enquiries. 

  • Call back to clients to verify high-risk payments, change of addresses, enquiries and various administrative matters; 

  • Regular contact with clients on Fixed Deposit maturity

  • Resolve one-and-done client enquiries and escalation of more involved investigations

  • Actively participate in the prevention of money laundering and fraud by strict adherence and close diligence of Bank's policies and procedures.

  • Monitor incomplete Client Due Diligence related documents and follow-up to rectify the Client Due Diligence deficiency

  • Monitor progress of clients’ service requests in Client Experience Management System (or equivalent)



RESPONSIBILITIES



Customer Service




  • Overall customer service delivery and enquiry handling in the branch

  • Evaluate customer needs and provide high level, accurate information and advice on products and channels.

  • Migrate customers to the remote channels through online activation, e-statements and ATM usage

  • Prepare weekly reports on service issues and complaints to the service quality team

  • Support acquisition and growth of customer base through referrals

  • Manage, handle and record customer complaints

  • Deliver communication on product and channels to customers in an effective and efficient manner.

     



Key Responsibilities



Strategy




  • Awareness and understanding of the Group’s business strategy and model appropriate to the role



Business




  • Acquire new customers and build relationships with existing customers. 

  • Attend to customer Sales/Financial Enquiries. 

  • Facilitate the account opening & on-boarding process

  • Handling Fixed Deposit Account enquiries/requests, rollovers, additions etc

  • Introduce self service delivery channels like SMS, Visa Electron Debit Card and ATM to customers to sign-up to such service. 



Referral




  • Provision of prospect list/referrals and data on customer product/service need. 

  • Identify other business opportunities and refer same to relevant units within the bank

  • Awareness and understanding of the wider business, economic and market environment in which the Group operates



Contributory impact on: 




  • Standard Chartered Bank’s global image and integrity

  • Standard Chartered Bank’s overall profitability

  • Achievement of Priority Banking Sales/Service Targets.

  • Regulatory & Business conduct 

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct. 

  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

  • Assist the Priority Banking/Ajose branch team to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Financial Crime Prevention; The Right Environment.

  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.



Key Stakeholders




  •     Internal  

  • Branch Manager / Priority Banking Relationship Managers :- Provision of prospect list/referrals and data on customer product/service  

  • Branch Front Office :- Resolution of Operational enquiries/complaints



Skills and Experience




  • Spot Opportunities    

  • Solve Problems    

  • Take the Lead    

  • Build Resilience    

  • Collaborate    

  • Communicate    

  • Deliver Sustainably    

  • Achieve Results    

  • Technical Competencies    

  • Manage Conduct    

  • Manage Risk    



Qualifications




  • Academic or Professional Education/Qualifications; BSc



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