Job Description
- Application Deadline: Wed, 13 Jul 2022 00:00:00 GMT
- Position: Trainee Loan Officer
- Job Type Full Time
- Qualification BA/BSc/HND
- Experience 1 - 2 years
- Location Abia , Anambra
- Job Field Banking 
Reference Code: TLO/CR/JUL/2022
Locations: Onitsha - Anambra & Aba - Abia
Employment Type: Full-time
Main Tasks and Responsibilities
- Creating and Managing owned Loan portfolio
- Conducting direct promotion and/or other marketing activities on regular basis
- Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
- Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
- Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
- Arranging the disbursement in collaboration with Back Office and client
- Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs
- Ensuring high quality standards of the bank’s credit portfolio
- Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.
Profile
- Minimum educational qualification of B.Sc. / HND
- Basic knowledge of Financial mathematics & Accounting
- 1 - 2 years relevant working experience would be an added advantage
- Basic computer skills and mobile Application
- Detailed and target oriented
- Good team spirit
- Self-motivated and industrious individuals who like to work outdoor
- Excellent analytical skills
- Ability to disburse small and medium sized loans to MICRO BUSINESSES.