Job Description
Job Responsibilities
- Evaluate loan applications and assess the creditworthiness of clients.
- Review financial statements and other documentation to determine risk levels.
- Prepare credit reports and recommendations for loan approval or denial.
- Monitor existing credit facilities and track payments to ensure timely repayment.
- Collaborate with other departments to maintain accurate credit records.
- Advise clients on appropriate credit products and solutions.
- Ensure compliance with credit policies, procedures, and regulations.
Required Qualifications and Skills
- Bachelor’s degree in Banking, Finance, Economics, or a related field.
- No minimum years of experience is required.
- Fresh graduates are welcome to apply.
- Knowledge of credit risk management principles and techniques.
- Strong analytical skills and attention to detail.
- Proficiency in financial analysis and credit scoring models.
- Good communication and negotiation skills.
- Ability to work independently and in a team environment.