Job Description
Required Qualifications and Skills
- Bachelor’s degree in Finance, Banking, or a related field. A Master’s degree is preferred.
- Extensive experience in credit management with a strong understanding of risk analysis and lending practices.
- Strong analytical and decision-making abilities.
- Knowledge of credit laws, regulations, and risk management frameworks.
- Leadership and team management skills.
Job Competencies:
- Develop and implement credit policies and strategies to align with organizational objectives.
- Oversee credit risk management processes to ensure sound lending practices.
- Monitor and evaluate credit performance, ensuring compliance with regulatory standards.
- Lead the credit team, providing guidance and training to team members.
- Analyze and approve high-value credit requests.