Head of Lending at First Excelsia

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
1 year ago

Additional Details

Job ID
117642
Job Views
91

Job Description






Job Description




  • Our client is seeking a dynamic and driven Head of Lending who will spearhead the development, execution, and growth of lending solutions within the Embedded Finance Division.

  • The role holder will leverage strategic partnerships, aggregator platforms, and innovative customer acquisition strategies to expand market reach and optimize lending operations.



Job Responsibilities




  • Define and implement comprehensive lending strategies aligned with the organization’s objectives, ensuring set targets for our Embedded lending products (BNPL, nano loans, and merchant lending) are met

  • Oversee phased execution plans focused on growth levers such as strategic partnerships, integrations, and leveraging our existing sales and digital channels

  • Collaborate with product management and engineering teams to design and launch impactful features that drive business outcomes.

  • Identify, negotiate, and onboard high-value strategic partnerships with industry-leading platforms to maximize market reach.

  • Ensure adherence to risk management frameworks, regulatory compliance, and governance standards across all lending activities.

  • Collaborate with Credit Risk and Underwriting to optimize the credit assessment process, to

  • drive efficiency and minimize risk.

  • Build and mentor a high-performing team, fostering a culture of innovation, accountability, and continuous improvement.



Person Specification




  • Bachelor’s Degree in Finance, Business Administration, or a related field; advanced degrees or certifications (e.g., MBA) are highly desirable

  • 8+ years proven experience in leading lending portfolios, with a strong focus on embedded finance, nano loan, and merchant lending solutions. Experience selling BNPL

  • products will be a great advantage.

  • Demonstrated success in managing large-scale partnerships and executing growth strategies in a fast-paced environment.

  • Exceptional analytical, problem-solving, and decision-making skills with a track record of delivering measurable results.

  • Strong leadership capabilities with excellent communication and stakeholder management skills.



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