Research and Development Specialist at Princeps Credit Systems Limited

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
2 days ago

Additional Details

Job ID
119626
Job Views
23

Job Description

  • Application Deadline: Tue, 1 Apr 2025 00:00:00 GMT
  • Position: Research and Development Specialist


  • Job Type Full Time


  • Qualification BA/BSc/HND


  • Experience 3 - 5 years


  • Location Lagos



  • City Ikeja



  • Job Field Research 









Job Description




  • The Research & Development (R&D) Specialist will drive innovation and business growth by researching market trends, analysing customer behaviour, and developing new loan products and services. 

  • The role requires a strong analytical mindset to identify opportunities for process optimization and product enhancement, ensuring the company remains competitive in the financial services industry.



Responsibilities




  • Conduct extensive market research to identify emerging trends, customer needs, and competitor strategies.

  • Develop and test new loan products to enhance customer experience and increase market penetration.

  • Collaborate with product, risk, and technology teams to refine existing loan offerings.

  • Evaluate industry developments and regulatory changes to ensure product compliance.

  • Analyze customer feedback and loan performance data to recommend service improvements.

  • Work with data analytics teams to assess risk factors and optimize lending strategies.

  • Prepare detailed research reports and presentations for senior management.

  • Drive innovation by identifying and integrating financial technology advancements.



Qualifications




  • Bachelor’s degree in Business, Finance, Economics, or a related field.

  • Minimum of 3-5 years of experience in financial research, product development, or business analysis.

  • Strong analytical and problem-solving skills with expertise in data-driven decision-making.

  • Knowledge of micro-lending, fintech, and consumer lending products.

  • Familiarity with financial regulations governing lending institutions.

  • Excellent communication, report-writing, and presentation skills.



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