• Application Deadline: Sat, 15 Mar 2025 00:00:00 GMT
• Position: Senior Credit Officer



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 2 - 9 years



• Location Lagos




• Job Field Finance / Accounting / Audit 
  
  




• Salary Range ₦200,000 - ₦300,000/month
  
  

Job Summary

• The Credit Officer will be responsible for evaluating loan applications, facilitating the disbursement process, and ensuring timely loan repayment, Opening New Savings And Investment Account.

Responsibilities

• Evaluate loan applications based on established criteria, conducting credit checks and financial assessments to determine client eligibility


• Facilitate the loan disbursement process, ensuring all necessary documentation is complete, accurate, and compliant with company policies.


• Monitor loan accounts, proactively identifying and addressing potential repayment issues.


• Build and maintain relationships with clients to support repayment, negotiate repayment terms when necessary, and manage recovery actions.


• Opening Of New Savings And Investment Account..


• Maintain accurate records of all loan disbursement and recovery activities, ensuring compliance with company and regulatory standards.


• Prepare regular reports on loan performance, recovery status, and collection activities for review by the Business Manager.

Requirements

• Bachelor’s Degree in Finance, Accounting, Business Administration, or related field.


• Minimum of 2 years of experience in credit assessment, loan and savings processing, or collections.


• Strong understanding of credit analysis and risk management.


• Excellent communication, negotiation, and organizational skills.


• Familiarity with financial and loan management software.