• Application Deadline:
• Position: Credit Underwriter



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 2 years



• Location Lagos




• City Yaba




• Job Field Sales / Marketing / Retail / Business Development 
  
  

Roles and Responsibilities

• Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.


• Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD


• Carrying out due diligence on Potential Clients.


• Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.


• To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.


• To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.


• Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.


• Detecting fraudulent applications with falsified/forged documents.


• Ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.


• Conducting credit search (CRS & CRC Report) on credit bureau database.


• Conducting Email Verification & preparing Transaction Consummation Report.


• Reviewing transactions for final checklist and approval.

Requirements

• Candidates should possess relevant qualifications


• 2 years of experience.