• Application Deadline: Wed, 16 Apr 2025 00:00:00 GMT
• Position: Credit Analyst



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 2 years



• Location Abuja , Lagos , Rivers




• Job Field Sales / Marketing / Retail / Business Development 
  
  

Job Summary

• Market the various loan products of the company and also evaluate, and recommend approval of credit loan applications.

Duties & Responsibilities

• Identify new prospects and build relationship with them.


• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.


• Meet with applicants to obtain information for loan applications and to answer questions about the process.


• Analyze applicants' financial status, credit, and net worth to determine feasibility of granting loans.


• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.


• Compute payment schedules.


• Submit applications to second level officers for verification and recommendation.


• Maintain market intelligence on industry competition and report accordingly.


• Assist in preparation of proposals and presentations.


• Review and update credit and loan files.


• Handle customer complaints and take appropriate action to resolve them.


• Market company products to individuals and firms, promoting services that may meet customers' needs.


• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.

Key Performance Indicators

• Number and amount of new loans booked


• PAR percentage of the total portfolio


• Repayments received monthly


• Interest Income earned on Portfolio.

Qualifications

• First Degree in any discipline from a reputable organisation.

Experience

• Minimum of 2-year work experience.

Technical Skills:

• Deciding and initiating action


• Attention to Detail


• Leadership


• Negotiation


• Writing and reporting


• Planning and organizing


• Computer appreciation skills (Microsoft Office).

Behavioural Skills:

• Interpersonal


• Relationship management


• Presenting and communicating information


• Relating and networking.