Job Description
Responsibilities
Customer Acquisition and Relationship Management:
- Identify and approach potential customers (individuals and businesses) to open deposit accounts.
- Build and maintain strong relationships with customers to encourage long-term deposits.
- Actively seek opportunities to expand the customer base and increase deposit mobilization.
- Promote deposit products (e.g, fixed deposits,Investment plan,Education Plan,Migration Funding) to existing and prospective clients.
Product Promotion and Sales:
- Effectively communicate the features and benefits of various deposit products to potential customers.
- Conduct market research to understand customer needs and tailor deposit offerings accordingly.
- Organize promotional campaigns and events to attract new customers.
- Assist customers in understanding the different types of deposit accounts and help them choose the right one for their needs.
Account Opening and Documentation:
- Guide customers through the process of opening deposit accounts and ensure all required documentation is completed accurately.
- Ensure compliance with regulatory requirements related to customer identification, documentation, and account opening.
Customer Support and Retention:
- Provide exceptional customer service by addressing inquiries, concerns, and account-related issues.
- Follow up with customers to ensure their satisfaction and encourage additional deposits or account upgrades.
- Monitor and track customer deposit patterns and identify opportunities for cross-selling or upselling.
Target Achievement:
- Meet or exceed individual and team deposit mobilization targets set by the institution.
- Track personal performance metrics and provide regular reports to management.
Market Intelligence:
- Stay informed about market trends, competitor offerings, and customer preferences.
- Provide feedback to management on customer insights and suggestions for new deposit products or improvements.
Compliance and Risk Management:
- Ensure adherence to the institution's policies, procedures, and regulatory requirements.
- Maintain confidentiality of customer information and ensure data security.
Networking and Community Engagement:
- Build relationships with local businesses, community leaders, and organizations to promote deposit products.
- Participate in community events and activities to increase visibility and promote the institution's services.
Requirements
- Candidates should possess a Bachelor's Degree / HND qualification
- 2 - 6 years work experience.