Job Description
The role is responsible for managing investment portfolios, crafting investment packages, focusing on mortgage-backed securities, and managing clients’ transactions and relationships while ensuring the portfolio's performance aligns with investment goals.
Portfolio Management
- Oversee investment portfolios with a focus on mortgage-related assets, including MBS, real estate investment trusts (REITs), and other fixed-income products.
- Ensure portfolio alignment with investment objectives, risk tolerance, and regulatory requirements.
Investment Strategy Development
- Monitor the financial markets, interest rate movement, economic trends, and company performance to assess the suitability and performance of the fund’s existing investments and potential investments
- Construct successful investment portfolios and strategies informed by market conditions
Risk Assessment and Mitigation
- Evaluate credit, interest rate, prepayment, and liquidity risks associated with mortgage investments.
- Implement strategies to hedge against risks using derivatives or other financial instruments.
Performance Monitoring
- Evaluate asset quality and performance metrics of underlying mortgages.
- Prepare and present periodic performance reports to stakeholders, including investors and senior management.
- Track and analyze portfolio performance against benchmarks
Market Research Analysis
- Conduct in-depth research on mortgage-backed securities, property markets, and borrower profiles.
- Stay updated on macroeconomic indicators affecting mortgage investments.
Stakeholder Communication
- Prepare and present periodic performance reports to stakeholders, including investors and senior management.
Job Requirements
- Bachelor’s degree in Finance, Accounting, Economics, or a related field. A professional certification (e.g., ACCA or ACA) is an added advantage.
- 5–7 years of proven experience with a background in stock brokerage
- A good understanding of mortgage-backed securities (MBS), collateralized mortgage obligations (CMOs), and structured finance.
- Must have a good understanding of the Capital Market
- Ability to trade in different instruments
- Marketing ability is an added advantage
- Familiarity with financial modeling and valuation techniques for mortgage assets.
- Expertise in analyzing complex financial data and market trends.
- Proficiency in risk assessment tools and quantitative analysis.
- Awareness of relevant regulations (e.g., SEC, CFPB, Basel III) impacting the mortgage industry and investment portfolios.
- A good understanding of interest rate dynamics and their impact on mortgage assets.