• Application Deadline:
• Position: Direct Sales Agent (DSA)



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience



• Location Lagos




• Job Field Sales / Marketing / Retail / Business Development 
  
  

Job Summary

• The Direct Sales Agent (DSA) is responsible for generating new business by identifying prospective clients and promoting the company’s financial products, especially within low-income and underbanked communities.


• The role requires active field engagement, customer acquisition, and loan origination in alignment with the Finance Company's mission to enhance financial inclusion.

Key Responsibilities

• Identify and approach prospective clients in target markets to promote the company’s financial products.


• Build and maintain a robust client base through proactive customer relationship management.


• Provide after-sales support and maintain long-term relationships with clients.


• Market savings, loans, and other microfinance products to individuals, micro-entrepreneurs, and SMEs.


• Conduct sales presentations and product demonstrations to showcase the company's offerings.


• Cross-sell the company's products to new and existing customers.


• Conduct client needs assessments and provide recommendations on suitable financial solutions.


• Educate clients on product features, repayment structures, and responsible borrowing.


• Collect and verify required customer documentation and ensure accurate account or loan application processing.


• Ensure compliance with internal policies, procedures, and regulatory guidelines.


• Achieve assigned sales and customer acquisition targets on a daily, weekly, and monthly basis.


• Maintain accurate records of all sales activities.


• Submit timely sales activity reports and participate in performance review meetings.


• Stay updated on market trends, competitor activities, and customer preferences.


• Provide feedback for product/service development based on customer surveys and environmental analysis.


• Participate in the recovery action on non-performing loans, including watch-listed accounts.


• Ensure proper Know Your Customer (KYC) procedures to mitigate risks.

Requirements

• Minimum of HND/B.Sc. in any discipline.


• At least 1–2 years of direct sales experience in the microfinance sector is mandatory.


• Proven knowledge of micro-lending practices and financial products.


• Strong interpersonal and communication skills with a customer-centric mindset.


• Ability to work under pressure and meet sales targets.


• Familiarity with local markets and fluency in the predominant local language is an added advantage.


• High level of integrity, discipline, and self-motivation.


• Proficiency in Microsoft Office applications.

Compensation Breakdown

• Competitive Salary (N150,000 - N180,000 Monthly)


• Health Insurance


• Annual performance bonus


• Progressive workplace with career development opportunities.