Job Description
General Responsibilities
The relationship officer would be responsible for the following:
- Mobilization of customers for small business loans within Abuja and its environs, majorly Wuse, Utako, Garki, Kubwa markets, etc.
- Mobillize funds, account opening.
- Lead (or be part of) a team that would develop the retail deposits of the bank. N150,000.00-300,000.00.
- Develop and manage high network individual and corporate relationships.
- Verification of clientshome and shop addresses in compliance with company guidelines and procedures.
- Participation in credit committee for loan appraisals where required.
- Recovery of overdue loans while ensuring cordial and long-term relationship with customers through excellent customer service.
- Appraising clientbusiness and capacity to service requested loan.
- Capture all required information (i.e. client & guarantorname, address & image. Business image and address).
- Post-disbursement monitoring.
- Maintaining a healthy portfolio.
- Any other responsibility assigned by the Bank.
Experience
- B.Sc. / HND in any related field.
- Experience: 2 years for Entry level, Minimum of 7 years for head of business
- 0-7 years experience preferably within a finacial institution (commercial / investment / microfinance banks or asse /wealth manager)
- Strong industry and HNI network.
- Strong presentation skills and excellent communication, negation skills.
- Good knowledge about the economy and ganeral market.