Credit Officer (Marketer) at Prosperity Microfinance Bank Nigeria Limited

Job Overview

Location
Lagos, Kogi
Job Type
Full Time
Date Posted
9 months ago

Additional Details

Job ID
129868
Job Views
74

Job Description






Responsibilities




  • Prospect and mobilize new clients for the bank’s loan products, including group and individual lending.

  • Conduct credit assessments through field visits, business analysis, and character checks.

  • Evaluate loan applications and make sound credit recommendations in line with bank policy.

  • Ensure timely and accurate documentation, approval, and disbursement of loans.

  • Monitor loan utilization and provide post-disbursement support to clients.

  • Track and manage loan repayments; follow up promptly on overdue accounts.

  • Maintain a quality loan portfolio and ensure portfolio-at-risk (PAR) is within acceptable limits.

  • Generate regular credit reports and participate in credit committee reviews.

  • Educate clients on loan terms, repayment schedules, and financial literacy.

  • Uphold client confidentiality, integrity, and compliance with regulatory and institutional standards.



Requirements




  • Candidates should possess relevant qualifications with at least 4 years experience.



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