• Application Deadline:
• Position: Business Development Officer / Manager



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 3 years



• Location Lagos




• Job Field Sales / Marketing / Retail / Business Development 
  
  

Job Purpose

• Follow through on targets set by mobilizing deposit liabilities through the different products of the bank as well as generating risk assets thereby creating revenues for the bank.


• Solicit/develop and maintain profitable long-term account relationship with customers.

Key Responsibilities

• Ensure that target set in terms of deposit liabilities, risk assets and Profit after Tax PAT/PBT are met.


• Assist in the preparation of annual sales plans and strategies to enable the team achieve targeted growth objectives.


• Prospect and market bank’s products to meet customer needs.


• Negotiate & convince customers to buy the bank’s product/services (liability, risk etc.).


• Assist in the development and update of strategic plans in-line with the current prevailing market realities.


• Manage and deepen relationships with existing and prospective customers.


• Maintain strong interdepartmental relationships with relevant departments and follow up on transaction processing to ensure customer instructions are attended to promptly and efficiently.


• Maintain adequate records of all transactions.


• Marketing of Banks product to customers


• Proper Appraisal of loan request in-line with Banks process


• Prompt packaging of customers transactions


• Ensure compliance with AML/CFT guidelines


• Effective Management of loan Portfolios


• Relationship Management & collection of monthly repayments


• Recovery of delinquent loans


• Prompt processing of liquidation of facilities and rollovers.


• Generation of monthly/periodic reports


• Ensure effective relationship management with new and existing customers to improve deposit liability growth and mix.

Requirements

• Minimum of a First Degree


• A post graduate degree is an added advantage


• Minimum of 3 years in a Financial Institution environment

Knowledge:

• Knowledge of financial service channels.arket/y


• Knowledge of customer needs across different segments such as income, geography, culture, demography and markets (Market segmentation and analysis).


• Knowledge of the money markets.


• Knowledge of micro and macro economics


• Knowledge of financial markets analysis.


• Knowledge of the retail banking market.


• Knowledge of the banking industry.


• Knowledge of the Mortgage banking industry