Loan Collection / Recovery Agent - SCALE at Renda Limited

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
8 months ago

Additional Details

Job ID
130488
Job Views
68

Job Description






Job Summary




  • SCALE is Renda’s Value-Added Services (VAS) and Credit platform that powers essential mobility solutions such as vehicle repairs, fueling, insurance, CNG conversion, and financing.

  • Through SCALE, we support drivers, fleet owners, and operators with access to tailored financial and operational services.

  • We are seeking diligent and result-oriented Loan Collection/Recovery Agents to support the timely repayment of loans and enforce agreed repayment terms. The ideal candidate will have strong interpersonal skills, persistence, and a commitment to maintaining professionalism while driving results.



Key Responsibilities




  • Engage directly with SCALE beneficiaries to recover outstanding loan repayments.

  • Educate beneficiaries on repayment terms, timelines, and the implications of default.

  • Negotiate and document revised payment plans where necessary.

  • Maintain accurate logs of repayment efforts and report daily activities.

  • Escalate unresolved or high-risk accounts following internal recovery protocols.

  • Collaborate with the finance, risk, and VAS teams to reconcile account statuses.

  • Ensure all recovery efforts comply with company policies and regulatory standards.



Key Performance Indicators (KPIs)




  • Loan recovery rate (%)

  • Repayment promise-to-actual conversion rate

  • Number of successful recoveries per period

  • Accuracy and timeliness of recovery reports

  • Compliance with escalation and documentation procedures



Key Qualifications & Requirements




  • 3–5 years of experience in loan collection, debt recovery, or credit control.

  • Strong negotiation, communication, and problem-solving skills.

  • High level of professionalism, integrity, and persistence.

  • Ability to work independently, manage multiple accounts, and meet deadlines.

  • Familiarity with basic reporting tools (e.g., Google Sheets, Excel).

  • Fluency in English (local language proficiency is an added advantage).



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