Trainee Loan Officer at AB Microfinance Bank

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
8 days ago

Additional Details

Job ID
130514
Job Views
26

Job Description






LOCATION:  




  • SOUTH EAST (Onitsha & Aba)

  • SOUTH WEST (Ondo, Ado-Ekiti, Ogun, Oyo, Lagos)



REF CODE:                      TLO/CREDIT/JUN/2025            



Main tasks and responsibilities:




  • Creating and Managing owned Loan portfolio

  • Conducting direct promotion and/or other marketing activities on regular basis

  • Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.

  • Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures

  • Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee

  • Arranging the disbursement in collaboration with Back Office and client

  • Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs 

  • Ensuring high quality standards of the bank’s credit portfolio

  • Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.



Profile:




  • Minimum educational qualification of B.Sc./HND

  • At least one year post NYSC experience in a related field

  • Basic knowledge of financial mathematics & Accounting

  • Basic computer skills and mobile Application

  • Detailed and target oriented.

  • Good team spirit 

  • Self-motivated and industrious individuals who like to work outdoor.

  • Ability to disburse small and medium sized loans to MICRO BUSINESSES



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