• Application Deadline:
• Position: Sales Executive (Salary Loan / Wealth Management)



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience



• Location Lagos , Ondo , Osun , Oyo




• Job Field Sales / Marketing / Retail / Business Development 
  
  

Scope and Impact

• The candidate will be tasked with the responsibility of selling various loan products.


• He / She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Job Summary

• The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).


• He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

Duties and Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits


• Interview applicants to determine financial eligibility and feasibility of granting loans


• Determine all applicable ratios and metrics and set up debt payment plans


• Communicate with clients either to request or to provide information


• Justify decisions (approvals/rejections) and report on them


• Complete loan contracts and counsel clients on policies and restrictions


• Review loan agreements to ensure that they are complete and accurate according to policy


• Update account records, Compute payment schedules and transactions on ERP


• Confer with underwriters to aid in resolving loan application problems.


• Update job knowledge on types of loans and other financial services


• Assess customer needs, explore all options and introduce different types of loans


• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas


• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process


• Operate in compliance with laws and regulations and adhere to lending compliance guidelines


• Deposit mobilization to meet set targets

Key Performance Indicators:

• Meet Set Monthly loan and investment Targets


• Reduced number of Non-Performing loans


• Customer retention rate of minimum 90% across loan and investment products

Requirements

• Candidates should possess a B.Sc Degree in Finance, Economics or a related field


• Proven working experience as a Loan Officer


• Familiarity with computers and banking applications/software


• Solid understanding of direct/indirect lending products and practices


• Customer satisfaction orientation and sales competencies


• Ability to work in a goal oriented environment and meet set target.