Credit Risk Control Specialist at PalmPay

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
8 months ago

Additional Details

Job ID
131552
Job Views
75

Job Description

  • Application Deadline:
  • Position: Credit Risk Control Specialist


  • Job Type Full Time


  • Qualification BA/BSc/HND


  • Experience 2 years


  • Location Lagos



  • Job Field Banking 









Key Responsibilities:




  • Build and optimize the company’s overall risk management framework, covering pre-loan, in-loan, and post-loan stages;

  • Identify, assess, monitor, and control business risks, and prepare risk analysis reports regularly;

  • Monitor key risk indicators such as delinquency rates and fraud rates, identify anomalies, and issue early warnings;

  • Develop and maintain risk control tools including fraud detection systems, blacklist mechanisms, and alert models;

  • Work closely with product, data, and compliance teams to design and implement effective risk strategies;

  • Participate in credit policy formulation and risk model optimization to improve lending quality and operational efficiency;

  • Support internal audit, regulatory compliance, and internal control tasks to ensure lawful and compliant operations.



Requirements:




  • Bachelor's degree or above in Finance, Economics, Mathematics, Statistics, Risk Management, or related fields;

  • Minimum 2 years of experience in risk control, credit risk, or fraud prevention roles;

  • Strong logical thinking, risk awareness, and problem-solving skills;

  • Effective communication and cross-functional collaboration abilities;

  • Prior experience in Nigeria or African markets is an advantage;



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