• Application Deadline:
• Position: Credit Officer / Marketing Executiv



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 2 years



• Location Lagos




• Job Field Sales / Marketing / Retail / Business Development 
  
  

Responsibilities

• Prospect and mobilize new clients for the bank’s loan products, including group and individual lending.


• Conduct credit assessments through field visits, business analysis, and character checks.


• Evaluate loan applications and make sound credit recommendations in line with bank policy.


• Ensure timely and accurate documentation, approval, and disbursement of loans.


• Monitor loan utilization and provide post-disbursement support to clients.


• Track and manage loan repayments; follow up promptly on overdue accounts.


• Maintain a quality loan portfolio and ensure portfolio-at-risk PAR is within acceptable limits.


• Generate regular credit reports and participate in credit committee reviews.


• Educate clients on loan terms, repayment schedules, and financial literacy.


• Uphold client confidentiality, integrity, and compliance with regulatory and institutional standards.

Requirements

• Candidates should possess relevant qualifications with at least 2years experience.