Credit Officer (Anambra State) at Entourage Integrated Trust Limited

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
6 months ago

Additional Details

Job ID
134376
Job Views
209

Job Description






ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in NNEWI, ANAMBRA STATE 




  • NKWO NNEWI 

  • AMOBI MARKET 

  • ORIE AGBOR MARKET 

  • AMUKO MARKET 

  • OKPUNO-EGBU MARKET

  • ENUGU UKWU MARKET 

  • ABAGANA MARKET 



Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.



Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requitements are met.



RESPONSIBILITIES




  • Review loan requests1

  • Assess clients’ financial status

  • Evaluate creditworthiness and risks

  • Contact clients to gather financial data and documentation

  • Analyze risks and approve or reject loan requests

  • Set up payment plans

  • Maintain updated records of loan applications

  • Follow up with clients about loan renewals

  • Monitor progress of existing loans

  • Daily & weekly repayment collection



REQUIREMENTS AND SKILLS




  • Proven work experience as a Credit Officer, Loan Officer or similar role

  • Hands-on experience with lending procedures and products

  • Ability to create and process financial spreadsheets

  • Strong analytical skills

  • Excellent communication and interpersonal skills

  • Customer service experience

  • NCE/OND/HND/BSc in Banking and Finance, Economics or related field



BENEFITS:




  • Starting Salary: 100,000

  • Bi-annual Profit Sharing 

  • HMO

  • Flexible working hour 11am – 6pm

  • Yearly appraisal 

  • Salary review base on performance



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