Job Description
Description
- The Team Lead – Credit Administration is responsible within the Risk Management department, for ensuring that facilities are availed according to approval terms and in a timely manner.
Functions and Responsibilities
- Ensure loans are disbursed in line with approvals within SLA.
- Conduct call-over of all transactions booked in the preceding day
- Attend to enquiries from Account Officer on behalf of their customers on credit issues
- Control loan disbursements by ensuring all terms and conditions of approval have been met & all security documentation is in place
- Responsible for vetting and registering conditions precedent to draw down documents for loan facilities
- Endorse shipping documents from FOPS to clear such of any credit indebtedness to the bank
- Ensure loan booking documents are filed
- Perform other functions assigned by the Head , Credit Administration
Requirements
- Bachelor’s degree in any discipline. Relevant Masters’ degree will be an advantage.
- Minimum of 7- 8 years post qualification experience in credit risk management within the Financial Services Industry.
Preferred Certifications:
- Recognised professional certification such as ACCA, ACA, CFP, IT Certifications are an advantage.
Skills / Competence Requirements:
Required Knowledge, Skills & Abilities:
- Credit Administration/Risk Management
- Credit Products
- Credit Analysis and Appraisal
- Loans administration / account management
- Credit Workout/Restructuring
- Financial analysis / interpretation
- Facility Structuring
Generic Skills:
- Strategic Focus/ Orientation
- Integrity and Discretion
- Initiative/ Proactive
- Entrepreneurship
- Analytical skills / Problem solving
- Resilience, Tenacity and Integrity
- Interpersonal skills
- Communication (oral & written)
Supervisory Skills:
- Leadership
- Coaching /Leadership / Influencing
- Initiative/Entrepreneurship/ taking ownership
- Team building / conflict management
- Organization & coordination
- General managerial /administration.