Team Lead - Credit Administration at Access Bank

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
2 days ago

Additional Details

Job ID
137261
Job Views
24

Job Description






Description




  • The Team Lead – Credit Administration is responsible within the Risk Management department, for ensuring that facilities are availed according to approval terms and in a timely manner.



Functions and Responsibilities




  • Ensure loans are disbursed in line with approvals within SLA.

  • Conduct call-over of all transactions booked in the preceding day

  • Attend to enquiries from Account Officer on behalf of their customers on credit issues

  • Control loan disbursements by ensuring all terms and conditions of approval have been met & all security documentation is in place

  • Responsible for vetting and registering conditions precedent to draw down documents for loan facilities

  • Endorse shipping documents from FOPS to clear such of any credit indebtedness to the bank

  • Ensure loan booking documents are filed

  • Perform other functions assigned by the Head , Credit Administration



Requirements




  • Bachelor’s degree in any discipline. Relevant Masters’ degree will be an advantage.

  • Minimum of 7- 8 years post qualification experience in credit risk management within the Financial Services Industry.



Preferred Certifications:




  • Recognised professional certification such as ACCA, ACA, CFP, IT Certifications are an advantage.



Skills / Competence Requirements:

Required Knowledge, Skills & Abilities:




  • Credit Administration/Risk Management

  • Credit Products

  • Credit Analysis and Appraisal

  • Loans administration / account management

  • Credit Workout/Restructuring

  • Financial analysis / interpretation

  • Facility Structuring



Generic Skills:




  • Strategic Focus/ Orientation

  • Integrity and Discretion

  • Initiative/ Proactive

  • Entrepreneurship

  • Analytical skills / Problem solving

  • Resilience, Tenacity and Integrity

  • Interpersonal skills

  • Communication (oral & written) 



Supervisory Skills:




  • Leadership

  • Coaching /Leadership / Influencing

  • Initiative/Entrepreneurship/ taking ownership

  • Team building / conflict management

  • Organization & coordination

  • General managerial /administration.



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