Deposit Mobilisation Officer at Digitvant Microfinance Bank

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
5 days ago

Additional Details

Job ID
138444
Job Views
27

Job Description






Job Summary:




  • The Deposit Mobilization Officer is responsible for driving the acquisition of deposit funds from both new and existing clients, including individuals, SMEs, cooperatives, and corporate entities. This role is focused on developing and maintaining long-term relationships that support the organization's funding goals, particularly in a digital or microfinance environment.



Key Responsibilities:




  • Develop and implement strategies to attract fixed deposits, savings, and other liability products from retail and institutional clients.

  • Identify, engage, and convert potential depositors through field visits, networking, referrals, partnerships, and digital campaigns.

  • Build strong relationships with high-net-worth individuals (HNIs), businesses, cooperatives, religious and professional bodies, etc.

  • Cross-sell deposit products and ensure consistent customer engagement to retain funds.

  • Maintain updated knowledge of industry deposit rates and competitor offerings to position the organization competitively.

  • Ensure all deposit mobilization activities comply with internal policies and regulatory requirements.

  • Track deposit performance and prepare periodic reports on targets, leads, conversions, and renewals.

  • Coordinate with internal teams (e.g., operations, compliance, and marketing) to ensure seamless onboarding and satisfaction of deposit clients.



Key Competencies:




  • Goal-oriented and highly motivated

  • Strong interpersonal and persuasion skills

  • Market knowledge and customer insight

  • Digital literacy and CRM tool proficiency

  • Integrity and customer trust management

  • Strategic thinking and problem-solving



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